Al Khaleej Takaful Insurance Careers in Qatar

Job Title: Al Khaleej Takaful Insurance Careers in Qatar
Hiring Company: Al Khaleej Takaful Insurance
Location: Doha, Qatar

Company Overview

Al Khaleej Takaful Insurance (AKTI) is a pioneering leader in Qatar’s Islamic insurance sector, offering Sharia-compliant solutions rooted in the principles of mutual cooperation, transparency, and ethical responsibility. Established in 2001, AKTI has grown to become one of the most trusted takaful providers in the Gulf region, serving individuals, businesses, and institutions with innovative risk management products. Our mission is to empower clients through halal financial protection while contributing to Qatar’s Vision 2030 goals of economic diversification, sustainability, and social development.

As a trailblazer in ethical insurance, AKTI operates under the supervision of a dedicated Sharia Board, ensuring compliance with Islamic finance principles such as the prohibition of riba (interest), gharar (uncertainty), and maysir (gambling). We specialize in family takaful, medical insurance, motor coverage, and corporate risk solutions, all designed to align with the values of our diverse clientele. Recognized for excellence, AKTI has received accolades such as the Best Takaful Company in Qatar (2022) and boasts a customer base exceeding 200,000 policyholders.

With a multicultural team of over 500 professionals from 40+ nationalities, AKTI fosters a collaborative environment where creativity and integrity thrive. By joining us, you’ll contribute to a company that balances profit with purpose, driving financial inclusion and community well-being in Qatar and beyond.

Job Overview

Al Khaleej Takaful Insurance is expanding its team and invites skilled professionals worldwide to join our dynamic workforce in Doha. We offer visa sponsorship for qualified foreign candidates across roles such as actuarial science, underwriting, claims management, IT, customer service, and corporate governance. Whether you’re an experienced takaful specialist, a data analyst, or a client relations expert, AKTI provides a platform to advance your career while upholding Islamic financial ethics.

Key Highlights:

• Visa Sponsorship: Full support for employment and family residency visas.
• Ethical Work Environment: Engage in Sharia-compliant financial services.
• Growth Opportunities: Professional certifications, leadership training, and competitive benefits.

Key Responsibilities

Responsibilities vary by role but include the following categories:

Underwriting & Risk Assessment

• Evaluate insurance applications to determine risk exposure and pricing for takaful products.
• Develop customized coverage plans for corporate clients in sectors like construction, healthcare, and logistics.
• Ensure adherence to Sharia principles and regulatory standards set by Qatar Central Bank.

Claims Management

• Investigate and process claims efficiently, prioritizing fairness and transparency.
• Collaborate with medical providers, adjusters, and legal teams to resolve complex cases.
• Leverage AI tools to detect fraudulent claims and streamline workflows.

Actuarial & Data Analysis

• Analyze statistical data to forecast risks, set premium rates, and optimize reserves.
• Design takaful products that meet market demands while complying with Islamic finance principles.
• Prepare reports for senior management and regulatory authorities.

Customer Service & Sales

• Build long-term relationships with clients through personalized consultations and policy reviews.
• Educate customers on takaful benefits, emphasizing ethical investment and shared responsibility.
• Achieve sales targets through cross-selling and digital outreach strategies.

IT & Digital Innovation

• Maintain and upgrade AKTI’s digital platforms, including mobile apps for policy management.
• Implement cybersecurity measures to protect sensitive client data.
• Use blockchain technology to enhance transparency in takaful fund management.

Compliance & Governance

• Monitor compliance with Sharia Board guidelines and Qatar’s insurance regulations.
• Conduct internal audits and risk assessments to safeguard company integrity.
• Train staff on ethical practices and regulatory updates.

Qualifications and Skills

AKTI seeks candidates who blend expertise with a commitment to ethical finance:

Education:

• Bachelor’s/Master’s in Finance, Actuarial Science, Business Administration, or related fields.
• Certifications such as ACII, CPCU, or Islamic Finance qualifications (e.g., CIFP) are advantageous.

Experience:

• 2+ years in takaful, insurance, or financial services (experience in GCC markets preferred).
• Familiarity with takaful operational models (Wakala, Mudarabah) and regulatory frameworks.

Technical Skills:

• Proficiency in actuarial software (e.g., Prophet), CRM systems, and Microsoft Excel.
• Knowledge of Arabic language for roles involving client interaction (preferred but not mandatory).

Soft Skills:

• Strong ethical judgment and cultural sensitivity.
• Excellent communication skills in English (Arabic is a plus).
• Problem-solving mindset and teamwork orientation.

Why Join Al Khaleej Takaful Insurance?

Visa & Relocation Support:

• Employment visa sponsorship for employees and dependents.
• Flight allowances, temporary housing, and settling-in assistance.

Financial Benefits:

• Tax-free salary with performance-based bonuses and annual increments.
• Housing allowance (up to 50% of basic salary) and education grants for children.

Health & Wellness:

• Comprehensive medical insurance covering dental, vision, and mental health.
• Gym memberships and wellness programs promoting work-life balance.

Career Development:

• Sponsorship for certifications (e.g., ACII, CRM) and attendance at global conferences like the World Takaful Summit.
• Mentorship programs and leadership training for high-potential employees.

Work-Life Balance:

• 30 days of annual leave plus Qatar public holidays.
• Flexible working hours and remote work options for non-client-facing roles.

Cultural Integration:

• Arabic language classes and cultural orientation sessions.
• Volunteering opportunities in AKTI’s CSR initiatives, such as financial literacy workshops for low-income communities.

About Doha, Qatar

Doha, Qatar’s vibrant capital, combines modernity with tradition, offering expatriates an exceptional quality of life. As an AKTI employee, you’ll enjoy:

• Tax-Free Income: No personal income tax, maximizing your earnings.
• Safety & Stability: Ranked the safest country in the Arab world (Global Peace Index 2023).
• Cultural Richness: Iconic landmarks like the Museum of Islamic Art and Katara Cultural Village.
• Economic Prosperity: A booming economy driven by LNG exports, infrastructure projects, and the 2022 FIFA World Cup legacy.

Contact Information

Careers Portal: careers.alkhaleejtakaful.qa
Email: recruitment@alkhaleejtakaful.qa
Address: Al Khaleej Takaful Insurance Tower, West Bay, Doha, Qatar